MCA Debt Relief
Replace a stack of daily ACH pulls with one manageable weekly payment so your account can breathe again.
- Stops the cycle of daily and weekly ACH debits
- One predictable weekly payment
- No new financing required
Solutions
A simple, three-step path out of MCA debt.
Whether you are juggling stacked advances, facing a lawsuit, or simply running out of room each week, we match your situation to the right solution and handle the heavy lifting.
How it works
- 01
Free consultation and assessment
A specialist reviews your advances, contracts, and cash flow at no cost and with no obligation. You will know whether you qualify and what relief could look like.
- 02
A plan built around your business
We replace your daily withdrawals with one weekly payment sized to your revenue. You get immediate cash flow relief and a clear path to a lower total balance.
- 03
Negotiation and resolution
We handle your funders while you run the business. As your settlement fund grows, balances are negotiated down, with many programs complete in 6 to 18 months.
Our MCA debt solutions
Most plans combine several of these. Your specialist recommends the mix that fits your advances, contracts, and revenue.
MCA Debt Settlement
We negotiate with each funder to resolve balances for less than what you owe, funded from an account held in your name.
- Settlement fund held in an account in your name
- Funders negotiated one at a time
- Balances often resolved for far less than owed
Attorney-Backed Support
If a funder sues, files a UCC lien, or pursues a confession of judgment, our partner attorneys are there to respond.
- Independent partner attorneys included in the program
- Responses to UCC liens and lawsuits
- Guidance on confessions of judgment
MCA Debt Restructuring
Rework payment terms that no longer fit your revenue, so the business keeps operating while debts are resolved.
- Terms reworked to match real revenue
- Keeps the business operating throughout
- Ideal for seasonal or slowing sales
MCA Lawsuit Defense
Already been served? Legal coverage helps you answer suits, protect operating accounts, and negotiate from a stronger position.
- Help answering suits and court deadlines
- Strategy to protect operating accounts
- Negotiation from a stronger position
Small Business Debt Restructuring
A wider look at business obligations, including loans, lines of credit, and vendor balances alongside your advances.
- Looks at loans, lines of credit, and vendor balances
- One coordinated plan across creditors
- Built to preserve working capital
MCA Debt Consolidation
Bring several advances under one plan and one payment date, without taking on another high-cost advance to do it.
- Multiple advances, one plan
- No new high-cost advance to pay off the old ones
- A single payment date to track
Why choose Eliminate MCA Debt?
We focus on merchant cash advance debt, not consumer credit cards or student loans. That focus means we know how MCA funders operate, what their contracts say, and where there is room to negotiate.
- Specialists who work exclusively on business MCA debt
- Customized plans that put you back in control of cash flow
- Lower weekly payments and a lower total balance
- Attorney support if a funder takes legal action
- Get started
Frequently asked questions
Still have a question? Let's talk it through.
Your options are to pay it all, file for bankruptcy, or restructure. A free consultation shows you what restructuring could look like for your business, with no pressure to commit.